Medical Insurance
Through a private or company paid medical insurance policy
Always check with your insurance company whether you are covered for each aspect of treatment beforehand – you are responsible for the bills if your policy doesn’t cover it. Your insurance company will guide you through the process for making a claim. If you are in a company scheme, you will need to check whether you are covered for the treatment you require with the scheme coordinator and follow the scheme’s claims process.
Insurance companies require a referral letter to be completed before they will consider funding any treatment. Companies then normally request completion of a claim form by consultants or physician.
You will normally need to check cover at each stage of your treatment. For instance: if you have an outpatient consultation and the specialist recommends surgery, you need to notify your insurance company. Some insurance policies have limits on such things as outpatient cover e.g.: scans, so it is good practice to keep a check on how much of your cover you have used.
